Overview
Zest Protocol is a leading lending platform on Stacks that enables you to lend and borrow Bitcoin-backed assets with fully transparent, on-chain interest rates. Built for security and simplicity, Zest provides a low-risk entry point into Bitcoin DeFi.APY
8.2% annual percentage yield
TVL
$48.2M total value locked
Asset
sBTC (Bitcoin on Stacks)
Risk Level
Low risk rating
Protocol Type
Lending — Zest Protocol specializes in Bitcoin-backed lending and borrowing, offering transparent on-chain rates without intermediaries.Key Features
Transparent On-Chain Rates
All interest rates are determined algorithmically and visible on-chain, ensuring complete transparency for lenders and borrowers.Bitcoin-Native
Zest is built specifically for Bitcoin DeFi, leveraging sBTC (Stacks-wrapped Bitcoin) to bring lending functionality to the Bitcoin ecosystem.Low Risk Profile
With conservative loan-to-value ratios and robust liquidation mechanisms, Zest maintains a low-risk profile suitable for Bitcoin holders seeking steady yields.Institutional-Grade Security
Zest employs battle-tested smart contracts and regular security audits to protect user funds.Supported Assets
- sBTC — Stacks-wrapped Bitcoin for lending and borrowing
How to Use Zest via Staxiq
Risk Assessment
Risk Level: Low
Zest Protocol is rated Low Risk due to:- Conservative LTV ratios — Protects against volatile market conditions
- Robust liquidation mechanisms — Automated systems protect lenders
- Audited smart contracts — Regular security reviews by leading firms
- Proven track record — Significant TVL demonstrates market confidence
- Transparent operations — All activities visible on-chain
Performance Metrics
| Metric | Value |
|---|---|
| Current APY | 8.2% |
| Total Value Locked | $48.2M |
| Primary Asset | sBTC |
| Risk Rating | Low |
| Protocol Type | Lending |
External Resources
Visit Zest Protocol
Access the official Zest Protocol website for more information and direct protocol interaction
Why Choose Zest?
- Earn passive income on your Bitcoin holdings
- Transparent rates — No hidden fees or surprises
- Low risk — Conservative approach to Bitcoin lending
- Proven platform — $48.2M TVL demonstrates trust
- Easy integration — Seamless access through Staxiq